As much as thirty-five percent of your credit score is based on your payment history. This includes late payments, collections, and even bankruptcies and tax liens. Each type of account will stay on your credit report a specified period of time and every derogatory item will lower your score. The credit repair specialists at Fast Credit Repair Company will work to remove accounts that are not 100% accurate or not 100% verifiable. Our credit repair specialists boast an impressive removal rate of approximately 70%.