Frequently Asked Credit Repair Questions
How Do I Begin The Process of Repairing My Credit?
You can request a consultation online, or you may call us. We will then instruct you on how to order your credit report from the 3 major credit bureaus, and how to send it to us. Soon after we receive your report, we will consult with you on a customized plan for improving your credit quickly and affordably.
Do I Have To Pay Anything Upfront?
No. There is no payment required until we provide credit repair services for you. So it is completely free to get started today with Fast Credit Repair Company. Feel free to contact us immediately to begin the process of improving your credit quickly and cheaply.
What Will Fast Credit Repair Company Do For Me?
We help to improve your credit score using a multi-faceted approach. First, we work with you to create a customized action plan to help you begin improving your credit score today. This will involve a thorough review of your credit profile and suggestions for simple adjustments that you can begin making immediately. We will also review the way all accounts are being reported to the credit agencies to make sure that there are no inaccuracies.
Next, our credit repair specialists will work together to review your credit line by line. This will illuminate any mistakes or errors on your credit report including any items that are unverifiable, outdated, misleading, or questionable. Our credit repair specialists will also provide guidance for how to quickly and effectively correspond with the major credit bureaus, and your creditors in order to have incorrect items removed from your credit report. Finally, we'll supply you with relevant information and education on how you can maintain your good credit for years to come.
How Long Will It Take For My Credit Score To Improve?
Many of our clients see improvements within 35 days of beginning to work with us.
Why Is My Credit Bad?
Your credit score is determined by an algorithm developed by the Fair Isaac Corporation (FICO). Items taken into consideration when determining your credit score include payment history, debt ratio, credit history, inquiries, and types of credit accounts.
Credit is deemed "bad" if there is a history of late payments, delinquencies, charge-off accounts, defaults. However, errors on your credit report can also cause bad credit, even if you've been financially responsible.
There Are Debts On My Credit Report That Aren't Mine! Can You Help?
Absolutely. The credit repair specialists at Fast Credit Repair Company have expertise in helping to remove inaccuracies on credit reports. We challenge all debts that are unverifiable, outdated, misleading or questionable. We work tirelessly to help you have these errors removed from your credit profile.
How Much Will My Credit Improve?
That depends on your unique circumstances. However, we have a proven track record for success, with more than 90% of our clients seeing a 10 points or more increase in their credit score within 35 days. After 90 days more than 80% of our clients see their FICO score increase by more than 20 points.
Can I Monitor The Progress Of My Credit Repair?
Yes! We provide 24/7 access to your account online. You may monitor the progress at any point. For your added convenience we supply email status notifications of each step in the process.
Can I Repair My Credit On My Own?
Yes, you can. However, it is a complex process, and the credit repair specialists at Fast Credit Repair Company work to repair credit each and every day. We are intimately familiar with the steps that need to be taken to repair your credit, including helping you with the letters necessary to effectively dispute negative items on your credit report, so that your credit begins improving quickly.
Is Credit Repair Legal?
Absolutely. We do not collect any fees from you until we render services. In addition, all work performed by our credit repair specialists to raise your credit score is in compliance with the Credit Repair Organizations Act, and 100% legal.